Debtor Finance is a finance facility that uses a business’s accounts receivable ledger as collateral. Cashflow Finance purchases unpaid invoices from business owners and pays them up to 80 per cent of the balance due on each invoice in advance. When the invoices are settled the remainder of the balance is forwarded, less fees.

With Debtor Finance you use money you are owed to free up working capital. There is no need to worry about extra debt or ongoing bank commitments. If your business has customers on payment terms of 30 to 90 days, and they often pay late, Debtor Finance is a worthwhile option.

Purchasing new equipment is a common reason business seek financing, but if you’re a small business, or have had difficulties with credit in the past, we have options that can solve your problems and keep your business growing.

There will come a time when you need to spend money on upgrading equipment, machinery or vehicles. While upgrading may be costly, it increases your business potential. You’ll produce more, sell more and ultimately earn more, recouping costs and reaching a better financial position.

Imagine a huge order for a potential new customer just landed on your desk. Could you fulfil it in your current position? Do you have the working capital available to seize this opportunity – or would lack of funding stand in your way?

If funding is an issue, smart businesses are using Trade Finance to buy stock from suppliers, allowing them to buy now, pay later, and free up the working capital they need to keep their business running smoothly.